PTSD VA Rating
The VA rates PTSD under the General Rating Formula for Mental Disorders (38 CFR 4.130) at six levels from 0% to 100%. A 70% rating pays $1,808.45/month and is the most common gateway to TDIU.
Rating Criteria by Level
Under 38 CFR 4.130, PTSD and all other mental health conditions are rated using the General Rating Formula. Ratings are based on occupational and social impairment, not on diagnosis alone. The VA looks at how symptoms affect your ability to work, maintain relationships, and manage daily life.
How to Service-Connect PTSD
Service connection for PTSD requires three elements under 38 CFR 3.304(f): a current diagnosis, an in-service stressor, and a medical nexus linking the two.
A licensed mental health professional must diagnose PTSD using DSM-5 criteria. The diagnosis should be documented in VA or private medical records before or during the claims process.
Combat veterans can establish stressors through service records alone. Non-combat veterans must corroborate the stressor through buddy statements, official records, or other evidence. MST stressors require only supporting markers under 38 CFR 3.304(f)(5), not direct corroboration.
A nexus opinion from a physician or licensed clinician connecting the in-service stressor to the current PTSD diagnosis. The C&P examiner typically provides this, but a private nexus letter strengthens the claim.
What Happens at Your C&P Exam
The VA schedules a compensation and pension exam with a mental health examiner. For PTSD, this is one of the most important parts of the claim. The examiner will:
- Review your service records and medical history
- Conduct a clinical interview covering trauma history, current symptoms, and functional impact
- Complete the PTSD Disability Benefits Questionnaire (DBQ)
- Assess occupational and social impairment across multiple domains
- Provide a nexus opinion on whether PTSD is related to service
Bring a written personal statement describing how PTSD affects your daily life, work, and relationships. Describe your worst days, not your best. The examiner sees you for one hour; your written statement fills in the rest.
PTSD and TDIU
PTSD is one of the most common conditions underlying TDIU claims. If your service-connected PTSD prevents you from maintaining substantially gainful employment, you may qualify for TDIU even if your schedular rating is below 100%.
The two TDIU thresholds both commonly apply to PTSD:
- Single condition at 60% or higher: a PTSD rating of 60% alone qualifies
- Combined 70% with one condition at 40%: PTSD at 40% combined with other conditions reaching 70% qualifies
TDIU pays at the 100% rate ($3,938.58/mo veteran alone) regardless of your schedular combined rating. See the TDIU page for full eligibility criteria and the application process.
Secondary Conditions to PTSD
Once PTSD is service-connected, conditions caused or worsened by PTSD can be added as secondary claims. Each carries its own rating that combines with your PTSD rating.
PTSD hyperarousal disrupts sleep architecture and can trigger or worsen obstructive sleep apnea. Rated 0-100% (50% with CPAP). See the sleep apnea guide for filing strategy.
Chronic stress from PTSD elevates blood pressure over time. Rated 10-60% depending on readings.
Anxiety and hyperarousal increase acid production and worsen reflux. Rated 10-60%.
Stress and disrupted sleep from PTSD are recognized migraine triggers. Rated 0-50%.
PTSD medication side effects and psychological impact commonly cause ED. Rated at the special monthly compensation (SMC-K) level.
Self-medication of PTSD symptoms with alcohol or drugs can be service-connected as secondary to PTSD in some circumstances.